Credit and Research Analyst

【Assigned Department】 ◇Research Department Structure: The Research Department is positioned as an organization directly under the President and has been operated by one person until now. In anticipation of business expansion, we are considering expanding to a two-person team, and with the retirement of the previous person in charge, we are planning to hire two new members. Our operating leases rely on the creditworthiness of the lessee operating company for lease payments and maintenance reserve payments during the lease period. Furthermore, the purchase price of the aircraft upon exercise of the purchase option at the end of the lease also relies on creditworthiness. Therefore, the following investigations are important for understanding the risks from this perspective. Since our lessees are currently 100% overseas operating companies, practical English language skills are also required. 1. Company Research: Investigating the credit risk of the lessee operating company 2. Sovereign Risk Research: Investigating country risk (political and economic) separately from the company research 3. Market Analysis: Analyzing competitors and trends related to the lessee operating company's business development [Overview] ◇ Company Research: Scrutinizing the financial status of the lessee operating company and analyzing its business plan ◇ Sovereign Risk Research: Risk analysis based on the economic and political situation of the lessee operating company's country ◇ Market Analysis: Analyzing competitors and trends related to the lessee operating company's business development ◇ Consultation with the Lessee Operating Company: Participating in negotiations regarding securing debt protection in various contracts in lease formation (including cases where you will travel overseas to the site and directly participate in negotiations with the lessee operating company) ◇ Monitoring Report Creation: Creating reports issued regularly to investors based on the above tasks ◇ Support for creating presentation materials for investors [Scope of Changes in Duties] Duties as defined by the company Working Hours 09:00-18:00 (Regular working hours 8 hours) [Break] 60 minutes [Note] Equivalent hours of fixed overtime pay: 35.0 hours/month Job Requirements [Required Qualifications] ◇Experience in credit assessment and investigation ◇USCPA exam pass ◇PC skills (Excel, Word, PowerPoint) [Desired Candidate Profile] ◇Proactive and able to tackle challenging tasks with a positive attitude: We are looking for someone who can think and act independently in negotiations with overseas airlines and in various risk investigations, and who values team spirit. ◇Excellent logical thinking and analytical skills, able to view things from multiple perspectives ◇Strong cross-cultural communication skills, able to collaborate smoothly with teams from diverse backgrounds ◇Eager to acquire new knowledge and constantly striving to improve one's skills ◇Individuals with a strong desire to contribute to the company's growth [Language Skills] ◇ Business-level or higher English proficiency (practical experience level) English Level: Business Conversation Level (TOEIC 735-860) Japanese Level: Native Level 【Social Insurance】 Health Insurance, Employees' Pension Insurance, Employment Insurance, Workers' Accident Compensation Insurance 【Allowances】 Commuting allowance, Overtime allowance Holidays: Complete five-day work week (Saturday, Sunday, and holidays), Summer: 5 days, New Year holidays, Paid holiday: 10 to 20 days Job Contract Period: Full-time employee (Probationary period: 6 months)